My investment philosophy is based on:
Trust: It is my commitment to help each investor work towards his or her financial objectives. With this in mind, I help provide an in-depth review of a prospective client’s current status, risk tolerance, and future needs. I then structure an appropriately individualized investment plan to help address those needs.
Value: I focus primarily on investments that I have identified as long-term performers within their respective investment categories, e.g., large-cap growth, mid-cap value, utilities, etc., taking into account average P/E and PEG ratios, regression statistics, manager tenure, skewing, volatility, and turnovers.
Diversification: I structure each portfolio using an asset allocation model I developed over the course of 23 years in the business. Proper diversification helps seek to enhance a portfolio’s potential returns and help manage risk. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.